End-to-end, configurable and agile credit process management with CreditFlow Business Process Management (BPM) from CRIF.

Business & Credit Process Management

Balancing continuously changing demands, while providing better service, quicker responses, improved results and more control calls for an innovative and agile solution like CreditFlow Business Process Management (BPM), which transforms a slow, rigid and unenforceable credit process to an automated, paperless and governable end-to-end process.

CreditFlow is a flexible and innovative business process management (BPM) suite built specifically for credit processes like customer onboarding and loan origination. CreditFlow automates the end-to-end process, from data capture to approval and booking, orchestrating manual activities with workflow and document management, connecting participants and integrating all systems involved to meet your credit process needs either with a pre-defined or custom-tailored solution. CreditFlow tracks each step of the process, including status and who-did-what-when, providing complete control and maximum straight through processing. It can support any geography, channel and any lending instrument, across your enterprise.


  • Adapt with agile, powerful, graphical tools to design credit processes and integrate data sources and systems into an end-to-end process, including front and back office applications and credit bureaus.
  • Optimize. Process more applications in a consistent and fast manner improving point of sale response, minimizes reworks, errors and process bottlenecks and leads to increased volume and quality and lowered costs of ownership.
  • Control at your fingertips with online monitoring, traceability and measurement of your entire business processing to meet KPI/SLA targets and be compliant-ready to internal policies and country regulations. 
  • Access to CRIF professionals who can help you realize all these benefits through consulting, setup, training, customization and on-going support.