Our Global Presence
Established in 1988 in Bologna (Italy), CRIF has a global presence, operating over four continents (Europe, America, Africa and Asia). Today, CRIF is the leader in Italy for retail credit management and lending support solutions and, thanks to the expertise acquired over more than 25 years of activity in highly competitive markets, it is the leading group in continental Europe in the banking information sector and one of the main operators on an international level for integrated business and commercial information and credit and marketing management services. Moreover, CRIF makes its knowledge and information assets available to consumers through services which are specially designed to help them take decisions calmly and with knowledge of the credit and property markets. CRIF is committed to digital financial inclusion. We work responsibly to offer innovative solutions to support our customers to enhance access to credit in compliance, granting a digital access and use of financial services by excluded and underserved people.
The CRIF Credit Bureau has been present in Jamaica since 2011, having originally been established as CRIF NM Credit Assure, a joint venture between CRIF S.p.A and the Massy Group, with the objective of providing a world-class credit bureau and related added-value services in Jamaica and the Caribbean. After obtaining the license in 2012 from the Ministry of Finance to operate a full file (positive and negative data) credit bureau in Jamaica, it began operations in September 2013.
At the begining of 2017, CRIF took the full control of the company and now CRIF Information Bureau Jamaica Ltd. is part of the CRIF Group.
As a duly licensed credit bureau, in Jamaica CRIF collects credit information from B.O.J approved Credit Information Providers (CIP’s), such as banks, credit unions, building societies, micro finance organizations, etc.; the information is then validated and transformed into factual and usable credit reports. These credit reports are then used by credit grantors and other approved users to assess an individual’s or company’s credit worthiness for loans, mortgages and a variety of other uses within the purview of the Credit Reporting Act 2010.
CRIF is the leading provider in continental Europe of banking credit information, one of the key players worldwide providing integrated services and solutions for business & commercial information and credit & marketing management, and is included in the prestigious FinTech 100, a ranking of the leading global technology solution providers to the financial services industry.
More than 10,500 financial institutions, 600 insurance companies, 82,000 business clients and 1,000,000 consumers use CRIF services in 50 countries on a daily basis.
CRIF at a glance:
35 country-based operations
70+ subsidiary companies
5,500+ professional at your service
560+ million of euro total revenue (2020)
244 million of euro million of euro current equity (2020)